RESOURCES

Don Delf

Wed. September 9 | 10:00 am PT Don Delf, Private Wealth Advisory Leader for PwC US, brought his legacy and expertise in private wealth to answer the trillion-dollar question: What’s top of mind for business owners and family offices heading into elections and uncertainty? Don also explored how elasticity of exemptions is critical in the […] Read more...

Tony Arnerich

Wed. August 12 | 10:00 am PT Multi-Impact Asset Management in the Current Economy Tony Arnerich explored current trends related to ESG (environmental, social, governance) investing, intentional investing, and wealth transfer to the next generation. He demonstrated how the pandemic has created opportunities for environmentally and socially responsible investing and the implications to your clients’ […] Read more...

Scott Clemons

Wed. July 29 | 10:00 am PT Investing in the Wake of a Pandemic Scott Clemons, Chief Investment Strategist for Brown Brothers Harriman, examined the data around the pandemic’s effects on the economy. He also discussed the impact for insurance companies managing large amounts of money, what it means for your clients’ portfolios, and the […] Read more...

Zanny Beddoes

Wed. July 15 | 10:00 am PT Our Global Economy in the Post-Pandemic World KEYNOTE SPEAKER: Zanny Minton Beddoes – The Economist Named one of the Most Powerful Women in the World by Forbes, Zanny Minton Beddoes is a leading voice at the intersection of economics and policy. Known for delivering sophisticated insight on all facets of […] Read more...

Marc Cadin and Armstrong Robinson

Wed. June 24 | 12:30 PT COVID = Accelerant for Change AALU/GAMA’s Marc Cadin and Armstrong Robinson examined developing political trends and what financial professionals should expect through election day. They also explored the long-term impact of recent regulatory and legislative actions and identified the top opportunities and threats these regulations will generate for financial […] Read more...

Marc-Andre Giguere

Wed. June 17 | 11:00 am PT What do your HNW clients and key advisors need to know about how the reinsurance sector is responding to current What do your HNW clients and key advisors need to know about how the reinsurance sector is responding to current market conditions? Marc-Andre Giguere discussed possible ripple effects […] Read more...

Doug French

Wed. June 3 | 10:00 am PT Beyond COVID 19 – How the insurance industry will reimagine their business. Doug French, Ernst & Young’s Managing Principal of Insurance & Actuarial Services, examined the current economic disruption, its impact on the global insurance marketplace, and the effects on wealth transfer for the UHNW client, followed by […] Read more...

Colin Devine

Wed. June 3 | 10:00 am PT Outlook for the U.S. Life Insurance Industry After COVID-19 Colin Devine, Principal of C. Devine & Associates, examined the current status of the U.S. life insurance industry and how life insurers are doing amid COVID-19. Colin offers deep insights into what to expect in the coming months, the new […] Read more...

Dr. Quincy Krosby

Wed. May 6 | 10:00 am PT Of the Moment Market Outlook Dr. Quincy Krosby, Prudential’s Chief Market Strategist, discussed how the pandemic is impacting financial markets and the overall economy. Dr. Krosby explored the recent and rapid shift in consumer behavior and the emergence of new technologies for navigating the current landscape, and she […] Read more...

Jeff Bush

Wed. April 22 | 9:30 am PT An Overview of the Political Environment, Prospective Legislation, and Strategies for Investment and Retirement Planning Jeff Bush and Andy Friedman have collaborated on a 2020 presentation that addresses all of the issues brought about by the recent coronavirus pandemic. In his April 22 presentation, Jeff explored the details […] Read more...

Third Party Premium Financing

Third Party (or “Commercial”) Premium Financing is the borrowing of funds from a financial institution for the purpose of funding a life insurance contract. The borrower may be an individual, a trust, or a business. The primary benefit of premium finance is the ability to obtain needed life insurance coverage without liquidating other assets. Read more...

Why Life Insurance Should be a Key Component of Every Portfolio

Comprehensive financial portfolios benefit from the inclusion of permanent life insurance, which offers an added degree of diversification as well as important tax and liquidity advantages. Primary reasons to consider permanent life insurance are the possibilities it provides for tax-efficient asset growth and wealth preservation. Read more...

Tax-Aware Investing: What is Your After-Tax Return and Why Should You Care?

Return is defined in its simplest terms as the money made or lost on an investment. Most investors think of this as what is received after the subtraction of management fees and expenses, however this definition overlooks a much larger variable in returns-taxes. In fact, it is not what is earned, but what is kept that is most critical in investing. Read more...

Income Protection Solutions for Physicians and Administrators

Healthcare providers work long, hard hours supporting their patients, practice, and profession. Top salaries may not be enough incentive to recruit and retain top medical talent in today’s competitive and ever-changing healthcare market. Benefits can make a difference. Integrating group and individual disability plans can provide a valuable benefits package of income and asset protection for your team. Read more...

Disability Income Protection

Current workforce trends make providing competitive benefit strategies that offer value for both the firm and the firm’s partners and attorneys especially challenging. Read more...

Executive Income Protection

A challenging economic environment makes it more difficult to provide competitive benefit packages that offer value for both employers and executives. Employees are extending their careers, thereby extending the need for adequate income protection. Read more...

Mutual Life Insurance Company Dividend Rates for 2018

For 2018, the four major mutual companies held the dividend interest rates on their participating whole life (WL) insurance policies close to their 2017 dividend scale. Guardian held their dividend rate at the 2017 level, while other companies had modest decreases. Below are the declared 2018 dividend interest rates (DIR) for four of the major mutual life insurance companies, which are the largest issuers of participating whole life policies. Read more...

Market Volatility and Rising Interest Rates

The Volatility Index (VIX), which measures investor expectations of market volatility, has spiked. From trading around 10 at the start of the year, the index rose to 37 on February 5 before retreating to the 20-range. This indicates a dramatic swing in expected volatility in 2018. Read more...

Business Protection and Benefit Planning Strategies

Life insurance is a powerful and flexible financial instrument with many useful applications for companies of all sizes. For business owners, it can help facilitate business continuity, protecting the company against the loss of a key person, providing liquidity to fund a succession plan, and ensuring the company can thrive well into the future. Used as a benefit, life insurance can help employers recruit, retain, and reward employees and executives. Read more...

Inheritance Equalization

Conventional estate planning approaches to providing liquidity tend to consider only specific estate transfer costs-the federal estate tax, state death taxes, and various administration and legal expenses. However, clients often have legacy-related objectives in addition to these mandatory tax obligations. Chief among these is achieving their desired degree of inheritance-equalizing among all intended heirs. Read more...