The portfolios we build optimize results based on a client’s objectives.
Choosing the right combination of elements, specific to each client’s scenario, has a very meaningful effect on policy performance. Elements to consider include: product selection, insurance company diversification, premium funding duration, and financing methods. The portfolios we build optimize results based on a client’s objectives.
Benson Blackburn evaluates each client’s unique circumstance and is capable of creating customized analytics to evaluate the economics of various insurance product and planning alternatives. Throughout this process, Benson Blackburn works closely with the client and their other professional advisors.
Our clients generally own life insurance outside of their taxable estates in irrevocable trusts. These trusts are often funded through a combination of gifting and financing methods including: lifetime exemption and annual exclusion gifts, intra-family loans, private split dollar, installment sales, Grantor Retained Annuity Trusts (GRATs), and other unique insurance structures employed by Benson Blackburn.
Affluent families, family offices, and closely-held businesses engage the services of our firm because of our intellectual capital and how we approach complex issues with over four decades of experience.